Employers' Frequently Asked Questions
What are the employers' obligations regarding worker's compensation
insurance?
Under the Workers Rehabilitation and Compensation Act of the Northern Territory, employers
must hold a workers' compensation insurance policy with an approved
insurer:
- They employ a person who provides work or service for them and
does not provide the employer with an Australian Business Number
(ABN) in writing; or
- The employer is based outside of the Northern Territory and
has persons providing work or service for the employer within
the Northern Territory and those persons do not provide the employer
with an ABN in writing.
How are workers' compensation premiums calculated and how are
they paid?
Approved insurers assess workers' compensation insurance premiums
and determine the rates charged to the employer. This is based on
the industry type, claims history, wages bill and number of employees.
A good claims record in conjunction with good occupational health
and safety practices may influence the premium to be paid.
What constitutes wages or payments for the purposes of workers'
compensation premium calculation?
Gross payments for wage and salary earners, family members and
company directors include:
1. Wages, salaries, bonuses, allowances, commission and all other
remuneration paid, including pays in respect of holidays, sickness,
and long service leave.
2. Overtime.
These are not prescribed by the legalisation, but are simply guides
for insurers and employers.
Do I have to register as an employer with NT WorkSafe for the
purposes of workers' compensation?
In the Northern Territory employers do not register as an employer
with NT WorkSafe. However as an employer you are required to have
workers' compensation insurance cover with one of the NT approved
worker's
compensation insurers.
Your workers' compensation insurer will advise NT WorkSafe of all
the new and renewed workers compensation policies, this will include
your details.
What are the employers' obligations regarding workers' compensation?
When a worker is injured and seeks to make a workers' compensation
claim an employer should:
- Make a compensation claim form available to the worker;
- Forward the worker's claim form to the insurer within three
(3) working days of receiving it from the worker;
- If the insurer accepts liability for the workers claim, then
weekly payments of compensation must be made by the employer commencing
within three (3) working days of the decision to accept the claim.
These benefits are payable from the date of first incapacity.
- If the insurer defers liability, weekly payments of compensation
must commence within 3 working days of that decision. These payments
are to commence with one weeks pay and continue for up to 8 weeks
within which time the insurer will either accept or reject liability.
If the claim is subsequently accepted, compensation owing must
be offset by any amounts paid during the period of deferral. If
the claim is rejected the deferral payment will cease. This payment
is not recoverable from the injured worker.
- Take all reasonable steps to provide the injured worker with
suitable employment; and so far as is practicable, participate
in efforts to retrain the worker.
See also Information
Bulletin 13.01.16.
How can I assist my worker to return to work and be productive?
The employer must assist with any rehabilitation program and take
all reasonable steps to provide suitable employment.
If the employer is unable to provide the worker with suitable employment
they, in consultation with the insurer, must refer the worker to
an alternative
employer incentive scheme. |